FAQs

What is debt settlement?

Debt settlement means negotiating with creditors to reduce your debt amount.

Will my credit score drop?

Initially, your credit score may dip, but successful settlements improve it over time.

How much can I potentially save?

On average, you can reduce unsecured debts by up to 60% through expert negotiation.

Which debts are eligible?

Unsecured loans like credit card and personal loan debts usually qualify.

How long does it take?

The process often completes within a few months to a year, depending on cases.

Will creditor calls stop during settlement?

Yes, once we start negotiating, creditor harassment calls typically stop immediately.